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Annuities

An annuity is a financial contract in the form of an insurance product that promises to pay you a series of payments, a lump sum, or both, at a specified future date in exchange for a one time premium. Annuities offer customers higher interest rates than traditional bank products such as certificates of deposit or savings accounts without the risk of investing in mutual funds or the stock market. Another attractive feature of an annuity is that it accumulates interest tax-deferred until dollars are withdrawn. Although annuities are not FDIC insured, insurance companies are strictly regulated by the various different states in which they operate. The companies are required to keep reserves available to meet the obligations of the contracts they have issued. Fidelity National Bank is careful to offer annuities from only “A” rated insurance companies. Please contact one of our experienced representatives today to see if a tax-deferred annuity is right for you.

Annuities are not FDIC insured. However, insurance products are protected by the strict regulations of the various states in which they operate. The companies are required to have assets in reserve and available to meet the obligations of annuity contracts issued.