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CDs / IRAs

Certificates of Deposit (CDs) - GUIDELINES 

  • Minimum Deposit of $500.00
  • Interest rate varies and depends on maturity interval
  • Choose a term to meet your needs
  • Automatically renewable with a 10-day grace period
  • Notices mailed 2 weeks prior to maturity
  • Early Withdrawal penalties may apply
  • Maintenance or fees may reduce earnings.

EFFECTIVE AS OF 1/3/2024

APY - Annual Percentage Yield 
*Maintenance or fees may reduce earnings


*APY Interest Rate
$500-$99,000 - -
14-90 Days 3.35 3.295
91-181 Days 3.85 3.795
182-364 Days 4.60 4.51
1-Year 5.10 4.985
18-Months 4.70 4.602
2-Years 4.55 4.458
IRA (Variable) $500 Minimum

18-Months 4.70 4.602
IRA (Fixed) $500 Minimum

6-Months 4.60 4.51
12-Months 5.10 4.985











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