Certificates of Deposit (CDs) - GUIDELINES
- Minimum Deposit of $500.00
- Interest rate varies and depends on maturity interval
- Choose a term to meet your needs
- Automatically renewable with a 10-day grace period
- Notices mailed 2 weeks prior to maturity
- Early Withdrawal penalties may apply
- Maintenance or fees may reduce earnings.
EFFECTIVE AS OF 12/19/2024
APY - Annual Percentage Yield
*Maintenance or fees may reduce earnings
*Maintenance or fees may reduce earnings
| *APY | Interest Rate | |
|---|---|---|
| $500-$99,000 | - | - |
| 14-90 Days | 2.25 | 2.23 |
| 91-181 Days | 3.00 | 2.97 |
| 182-364 Days | 4.00 | 3.93 |
| 1-Year | 3.75 | 3.69 |
| 18-Months | 3.45 | 3.40 |
| 2-Years | 3.30 | 3.25 |
| IRA (Variable) $500 Minimum | ||
| 18-Months | 3.45 | 3.40 |
| IRA (Fixed) $500 Minimum | ||
| 6-Months | 4.00 | 3.93 |
| 12-Months | 3.75 | 3.69 |
