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CDs / IRAs

Certificates of Deposit (CDs) - GUIDELINES 

  • Minimum Deposit of $500.00
  • Interest rate varies and depends on maturity interval
  • Choose a term to meet your needs
  • Automatically renewable with a 10-day grace period
  • Notices mailed 2 weeks prior to maturity
  • Early Withdrawal penalties may apply
  • Maintenance or fees may reduce earnings.

EFFECTIVE AS OF 12/12/2025

APY - Annual Percentage Yield 
*Maintenance or fees may reduce earnings


 *APY Interest Rate
$500-$99,000 - -
14-90 Days 2.10 2.08
91-181 Days 3.00 2.965
182-364 Days 3.60 3.54
1-Year 3.45 3.40
18-Months 2.85 2.81
2-Years 2.80 2.76
IRA (Variable) $500 Minimum

18-Months 2.85 2.81
IRA (Fixed) $500 Minimum

6-Months 3.60 3.54
12-Months 3.45 3.40











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