stacks of coins with sprouts

CDs / IRAs

Certificates of Deposit (CDs) - GUIDELINES 

  • Minimum Deposit of $500.00
  • Interest rate varies and depends on maturity interval
  • Choose a term to meet your needs
  • Automatically renewable with a 10-day grace period
  • Notices mailed 2 weeks prior to maturity
  • Early Withdrawal penalties may apply
  • Maintenance or fees may reduce earnings.

EFFECTIVE AS OF 9/29/2022

APY - Annual Percentage Yield 
*Maintenance or fees may reduce earnings


*APY Interest Rate
$500-$99,000 - -
14-90 Days .50 .50
91-181 Days 1.00 1.00
182-364 Days 2.53 2.50
1-Year 3.04 3.00
18-Months 2.78 2.75
2-Years 2.78 2.75
IRA (Variable) $500 Minimum

18-Months 2.78 2.75
IRA (Fixed) $500 Minimum

6-Months 2.53 2.50
12-Months 3.04 3.00











small business owner
Business accounts

Find the right account for your business.