Certificates of Deposit (CDs) - GUIDELINES
- Minimum Deposit of $500.00
- Interest rate varies and depends on maturity interval
- Choose a term to meet your needs
- Automatically renewable with a 10-day grace period
- Notices mailed 2 weeks prior to maturity
- Early Withdrawal penalties may apply
- Maintenance or fees may reduce earnings.
EFFECTIVE AS OF 1/3/2024
APY - Annual Percentage Yield
*Maintenance or fees may reduce earnings
*Maintenance or fees may reduce earnings
| *APY | Interest Rate | |
|---|---|---|
| $500-$99,000 | - | - |
| 14-90 Days | 3.35 | 3.295 |
| 91-181 Days | 3.85 | 3.795 |
| 182-364 Days | 4.60 | 4.51 |
| 1-Year | 4.85 | 4.75 |
| 18-Months | 4.70 | 4.602 |
| 2-Years | 4.55 | 4.458 |
| IRA (Variable) $500 Minimum | ||
| 18-Months | 4.70 | 4.602 |
| IRA (Fixed) $500 Minimum | ||
| 6-Months | 4.60 | 4.51 |
| 12-Months | 4.85 | 4.75 |
