e-Deposit

What is e-Deposit? 
e-Deposit is a system that allows a customer to scan checks remotely and transmit the check images to the bank for deposit, usually via an encrypted Internet connection. Once we receive a check image from a customer, it posts the deposit to the customer's account and makes the funds available based upon the customer's particular availability schedule. Fidelity National Bank currently offers e-Deposit to business customers only.

e-Deposit is made possible by the Check 21 Act, passed in October 2003 and implemented in October 2004, which allows banks to clear checks based on images of the original checks, rather than necessarily having the physical checks in hand in order to post the deposit.

e-Deposit is one of the fastest growing trends in banking technology, as it allows customers the convenience of depositing money from any location with a scanner, computer and internet connection, and makes those deposited funds available earlier.

Call the Online Banking Department to set up your e-Deposit account today!