Checking Products

Regular Checking:

A good basic account for people who write a lot of checks.
  • $200 minimum to open.
  • No monthly service charge when you maintain a daily minimum balance of $500; $8 monthly fee if balance falls below $500.
  • Unlimited check writing with no extra charge.
  • Check imaging provided at no charge.
  • Free Online Banking.
A Real Community Bank Club:

Take advantage of these added features with our club account.
  • $200 minimum to open.
  • No minimum balance required.
  • Unlimited check writing with no extra charge.
  • Receive one free box of checks per year.
  • $10,000 accidental death insurance.
  • $20,000 common carrier insurance.
  • Free safe deposit box for one year (limited availability).
  • Free Notary Public service.
  • $8.00 monthly fee.
  • Check imaging provided at no charge.
  • No issue cost for Travelers Checks.
  • Hotel & Travel discounts.
  • Prescription drug discount card.
  • Free Online Banking.
60 Plus:

Designed especially for those 60 and better.
  • $100 minimum to open.
  • Unlimited check writing at no charge.
  • No monthly fee.
  • Free Online Banking.
Good Life Club:

Added features designed for those 50 and better.
  • $100 minimum to open.
  • Unlimited check writing at no extra charge.
  • $2,500 daily minimum balance avoids a monthly service fee and earns competitive interest; $5 if daily balance falls below $2,500.
  • One free order of club checks per year.
  • First year annual fee waived for Visa.
  • Discount Brokerage Service available.
  • Group Travel Club.
  • Free seminars.
  • No issue cost for Travelers Checks.
  • Check imaging provided at no extra charge.
  • Free Online Banking.
Student Account:

Available for full-time students between the ages of 16 and 24.
  • $100 minimum to open.
  • Unlimited check writing at no extra charge.
  • No monthly balance required.
  • No monthly fee.
  • Check imaging provided at no extra charge.
  • Free Online Banking.
Now/All In One:

Earn interest on your account with unlimited access.
  • $200 minimum to open.
  • $1,000 daily minimum balance avoids monthly fee and earns interest; $8 monthly fee if balance falls below $1,000 and interest is lost if balance falls below $750.
  • Unlimited check writing with no extra charge.
  • Check imaging provided at no extra charge.
  • Free Online Banking.
Super Now:
  • $200 minimum to open.
  • $2,500 minimum daily balance avoids monthly fee and earns interest; $15 fee if balance falls below $2,500.
  • 30 free checks per month, $0.20 each thereafter.
  • Check imaging provided at no charge.
  • Free Online Banking.
Commercial Account:
  • $500 minimum to open.
  • $8.50 monthly maintenance fee.
  • Analysis charge based on account activity and collected balance.
  • Check imaging provided at no extra charge.
  • Online Cash Management available
ATM/Check Cards:
  • Basic ATM cards are available with any personal checking account - certain restrictions apply.
  • We also offer Check cards - accepted anywhere you find the Master Card logo.
  • For your convenience and security we are now offering Photo Check Cards with your picture and signature on the card.
Online Banking:
  • Available with any deposit or loan account.
  • On-line Bill Pay available for a monthly fee.
Overdraft Privilege:
  • Available to qualified account holders.
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